The Smartest Way to Buy a Car

There are many ways to buy a car: 

  • Save up money, go to a dealership and hussle the salespersons to get you a solid deal
  • You can jump on Carismo and find your dream car within a few clicks
  • Take a loan from the bank and maximize it to find a new or used car

Each of these options can result in you finding a car that works for you and your lifestyle. But what happens when you combine all three? 

For us, that’s the smartest way you can buy a car. Here’s some more information for you to work with: 

5 Steps to Buying a Car the Smart Way 

1) Save Up Money & Get a Loan

It’s the best of both worlds: save up some money while taking up a small loan for your vehicle. By having some money on your side, you can reduce the loan amount, saving on interest payments. At the same time, you’ll develop and maintain a good credit history with the bank. Finally, you’ll get the car you always wanted.  

2) Decide Your Preferences

It’s time to make a list of what you want in a car. Then, slowly cut it back. The likelihood is that if you want to have everything you dreamed of in a car, you’ll have to pay a hefty price for it. The best course of action is to have a short, narrow list of must-have essentials (like emergency braking, rear-view camera etc). Anything else is a bonus. 


3) Used Carismo

While spending hours looking for a car when someone can do it for you? That’s our job at Carismo. We take the hassles out of searching and dealing, providing you with direct deals, and vehicles ready to be taken off the lot. Just enter your preferences, including make, model, year and budget. And we’ll email you a list of your available options in your local area. That’s how simple our car buying service is! 

4) Negotiate with Dealerships 

One simple rule that works everything with dealerships: never tell them too much about what you want. Keep it simple and basic, and always focus on lowering the price of the vehicle. That’s your main aim. Be careful of add-ons (unless the value is outstanding) and ensure you test drive the car multiple times to ensure you actually like the car. If you have a trade-in, see if you can maximize its value to get a better deal. Dealing with salespeople is kind of like playing cards: you gotta be smart and simple about it. 

5) Review & Settle on Your Insurance 

When calculating your budget, make sure that you consider your insurance. It’s one of those “hidden” fees that can creep up on you if you’re not prepared. Evaluate all the policies and plans available to you from different insurers, and see how the cars you want work into those plans. You want a good deal of insurance, one without an expensive deductible, and one that doesn’t cost too much month to month.

We hope that this smart guide to buying a car will help you. If you have any questions, feel free to reach out to our team.  

Carismo is the deal-finding car buying service bringing back the excitement of buying the right car at the right price. By combining the thrill of car finding with the ease of online shopping, we’ve made it easier, stress-free and more personalized to finding and buying a new car. Learn how buying a car is fun, simple and stress-free with Carismo – sign up today! Your new car awaits! 

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